INSTO allows anyone to take credit card payments with an app. The patented scheduled payment function on INSTO is fully customizable. Users can decide the amount of the down payment, as well as the length and interval of the payments. "INSTO Direct" allows sellers to quickly charge the buyers without the need of registration or using a credit card reader.
INSTO also provide "Cardless Installments" and "INSTO Credit" functions to major E-Commerce sites such as Rakuten Market and department stores. Both online and offline marketplaces can quickly embed those functions with the INSTO APIs.